Trusted Gold Loan Services
Quick approvals, best rates, transparent service. Working Hours 8.00AM to 8.30PM Sunday Working
Today's Gold Rate
Updated: 16 APRIL 2026
Market Rate / Gram
₹14,260
Per Sovereign (8g)
₹1,14,080
Loan Value / Gram
₹10,000
Per Sovereign (8g)
₹80,000
Rates are indicative. Final loan value assessed at branch.
Simple, Low Interest Rates
No hidden charges. No surprises.
Gold Loan
Avail a gold loan starting at just 12% per annum. Quick disbursal, minimal paperwork.
- Instant approval
- Flexible tenure
- Minimal documentation
EMI Scheme
Our EMI gold loan schemes start at just 9% per annum. Pay in easy monthly instalments.
- Fixed monthly payment
- Reduces outstanding
- Structured repayment
* Rates shown are starting rates. Actual rate depends on scheme and loan duration.
Gold Loan Eligibility Calculator
Adjust the fields below to get your personalised estimate
Pre-filled from today's rate
= 12.00% per annum
* Estimate only. Actual loan amount subject to gold purity and branch assessment.
How It Works
Get your loan in 3 simple steps
Walk In
Visit any of our branches with your gold and a valid ID proof.
Valuation
Our expert assesses the purity and weight of your gold on the spot.
Cash in Hand
Receive your loan amount immediately — same visit, no waiting.
About Padmanabha Financiers
We are a government-approved money lender with decades of trusted service. Our mission is to provide quick, transparent, and fair gold loan services to every customer.
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Frequently Asked Questions
Everything you need to know before you apply